Notice

Change Healthcare announced a breach of HIPAA privacy and is reaching out to individuals whose personal information may have been compromised. Although this incident does not involve Delta Dental of New Jersey or Connecticut, Change Healthcare is a vendor we used and we are providing this information to help our members who might be affected.

Basic plan benefit summary

Delta Dental Unlimited Program for UPFFA CT Locals (endorsed and administrated by the IAFF Health & Wellness Trust)

Plan Highlights
  • Unlimited calendar year maximum for all networks
  • 100% coverage for most services if seeing a PPO Dentist


Service In-Network

If a Delta Dental PPO™ Dentist is Used
In-Network

If a Delta Dental Premier® Dentist is Used
Out-of-Network

If a Non-Participating Dentist is Used
Calendar year maximum (per person) Unlimited Unlimited Unlimited
Annual deductible (waived on Preventive & Diagnostic)    
    Per person None $200 $200
    Family maximum None $600 $600
Preventive      
    Exams 100% 80% 80%
    Bitewing X-rays              100% 80% 80%
    Full mouth X-rays (a series of individual X-rays or a panoramic X-ray) 100% 80% 80%
Diagnostic      
    Cleanings 100% 70% 70%
    Fluoride (to age 19) 100% 70% 70%
    Sealants 100% 50% 50%
    Space maintainers  100% 50% 50%
Basic      
    Fillings (composite fillings on all teeth)            100% 50% 50%
    Simple extractions 100% 50% 50%
    Cone Beam Radiographs 100% 50% 50%
    Repair of Dentures 100% 50% 50%
    Oral Surgery 100% 50% 50%
    Anesthesia/IV Sedation 100% 50% 50%
Major Services      
    Endodontics – The care of teeth with damaged nerves, such as root canal treatment 100% 50% 50%
    General services (Consultation) 60% 50% 50%
    Crowns – Repair of teeth with crowns when they cannot be restored with other filling materials 50% 50% 50%
    Periodontics – The treatment of disease of the gums and supporting bone, such as scaling and root planing 50% 50% 50%
    Oral surgery – Surgical extractions and other dental surgery 50% 50% 50%
    Bridgework; bridges 50% 50% 50%
Implants      
    Treatment 50% 50% 50%
    Annual TMJ maximum (per person) $1,500 $1,500 $1,500
TMJ      
    Treatment 50% 50% 50%
    Annual TMJ maximum (per person) $1,000 $1,000 $1,000
    Lifetime TMJ maximum (per person) $5,000 $5,000 $5,000
Orthodontics      
    Treatment (Adult & Child) Not covered Not covered Not covered