Notice

Change Healthcare announced a breach of HIPAA privacy and is reaching out to individuals whose personal information may have been compromised. Although this incident does not involve Delta Dental of New Jersey or Connecticut, Change Healthcare is a vendor we used and we are providing this information to help our members who might be affected.

Plan comparison

Group #4539

  >
  Enhanced Plan Core Plan 
Service If a Delta Dental PPO Network Dentist is used  If a Delta Dental Premier or Non-Network Dentist is used  If a Delta Dental PPO Network Dentist is used  If a Delta Dental Premier or Non-Network Dentist is used 
Calendar year maximum (per person) $2,000 $1,500   $1,500  $1,000
Calendar year deductible (waived on Preventive & Diagnostic)      
    Per person $50 $50  $100 $100
    Family aggregate $150 $150 $300 $300
         
Preventive & Diagnostic (no deductible)
Plan Pays:
Plan Pays:
Plan Pays:
Plan Pays:
    Exams (2 per calendar year per person) 100% 100% 100% 100%
    Cleanings (4 per calendar year per person)              100% 100% 100% 100%
    Bitewing X-Rays (1 per calendar year per person)  100% 100% 100% 100%
    Full mouth X-rays (1 per 5 years) 100% 100% 100% 100%
    Fluoride Treatment (2 per calendar year for child <18) 100% 100% 100% 100%
    Sealants (Child under 18) 100% 100% 100% 100%
Basic Services (after deductible)        
    Fillings (composite fillings on all teeth)         90% 70% 80% 60%
    Extractions, root canals (Endodontics) 90% 70% 80% 60%
    Periodontal, oral surgery 90% 70% 80% 60%
    Repair of dentures            90% 70% 80% 60%
Crowns & Prosthodontics (after deductible)         
    Crowns, Inlays, & Gold Restorations 50% 50% 50% 50%
    Bridgework, Full & Partial Dentures, Implants  50% 50% 50% 50%
Orthodontics (Adult and Child)        
    Co-insurance              50% 50% Not covered Not covered
    Lifetime maximum  $3,000 $3,000 Not covered Not covered

 

Your dentist's network will impact how much you pay. Dentists that help participate in the Delta Dental PPO will have the lowest costs and will save you the most out of pocket expense. Dentists that participate in Delta Dental Premier, are participating Delta Dental dentists, but you will pay a greater portion of the cost if utilized. If you receive services from a non-participating, out of network dentists, you will pay the most out of pocket and are responsible for your coinsurance amount plus the difference between Delta Dental's approved fee and the dentist submitted fee for the claim.